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Real Estate Tips
Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Real Estate Trivia
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What Las Vegas hotel is famous for its casinos and is the largest hotel in the US.?

A 
With 5,012 rooms, the MGM Grand Casino is considered the largest hotel in the US.
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Judy Smith Team, REALTOR®, real estate agents and broker for Elkhorn, Gretna and Omaha, Nebraska home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Smith Team
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7020 N. 102nd Circle, Suite 203
Omaha, NE 68122
Phone: (402) 598-3678
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Toll Free: (866) 940-7767
Email: judysmith@NUMBER1EXPERT.com

Our reputation is built on exceeding our clients' expectations. Our team of real estate experts offer exceptional service whether you are a luxury home buyer, first-time home-buyer or new construction buyer. Sellers, we provide an outstanding marketing package that is second to none. Contact The Judy Smith Team to find out how we can help you find your dream home or successfully sell your current property.

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